Always where you are — in the cloud

START HERE — The Company DNA (3rdCloud Foundation). Your company enters once; 3rdCloud understands who you are. System of record for identity, locations, people, products, customers, processes, tech stack, and AI policy. Essential Setup (~10–15 min) plus Completeness Score and “What 3rdCloud knows,” AppInsights completeness desk, unlock matrix CSV, list CSV export, and reverse ingest (POST /start-here/ingest). Per-user menu: incomplete DNA blinks green; overall Completeness ≥80% renames the item to “Your company DNA.” Corporate data vault accepts accounting/year-end docs with ready_on_key extract + confirm-before-write. The more DNA you fill, the more usable CRM/HRM/Ask/Assistant become. Sibling apps consume — never invent competing masters or vendor keys.

Company monitoring hub with AppInsights live hub desk, Continue into WTT, Fleetbase, Smart Planner, EverWork, Calendar, Connections, Big Data, CloudSocial, Business Builder, Ask, Assistant, Record, Horoscope, News, Translate, Legal, Investment Alerts, Halo, and 3rdEmail, plus a self-hosted BM suite for Accounting, ERP (Equipment/Vendors), CRM, HRM, ATS, PM, and Time. Unlock/integrations/hub/print/roster CSVs are first-party. One ecosystem login — suite Time stays one-way vs WTT clocks; CRM/HRM live writes NEEDS_SSO until bind; full ERP digestion vs Ever cloud remains partial.

First-party Work OS on our portal (like BM): IDEA→SHIPPED board/list + DnD + CSV + Advance/Pause(Resume) + Ops agent run summary; Continue hub (BM/WTT/Fleetbase/SP/Calendar/Connections/SS/Record/3rdEmail/Assistant/BDI/BI/Me/Ask/HA/AB/LG/MSB/SQM/BB) with reverse Continues across the suite; Calendar bcSource=ew — no mid-flow external login and no remote vendor iframe. Optional self-hosted API sync is ops-only; pretty /ever-works nginx is ops-sudo leftover — never invent secrets.

First-party Plane-inspired PM: workspaces, projects, Core clientPartyId, issues with states/priorities/labels/assignees, board/list/calendar/gantt/spreadsheet, HRM/WTT member directory, cycles, modules, saved views, pages, intake triage, team analytics, and clone-as-template — real CRUD on 3rdCloud (not a vendored Plane deploy). Continues to EverWork, BM PM ops, WTT, Calendar, Connections, Ask, and Assistant. Distinct from the nested BM suite PM leaf (Gauzy).

Your AI supply-chain manager: morning briefings, demand forecasts, stock-out and overstock signals, AppInsights exception/demand live desk, human-approved purchasing into Fleetbase, PO receiving (on-order → on-hand), vendor master + CSV, inventory HITL adjust + CSV, PO board CSV, Connections open-PO aggregate, plan-calendar ICS + Business Calendar bcSource=sp (bcDate day focus), Google/Outlook connect honesty (needs-env), and suite Continue into WTT / BM Accounting·ERP / Calendar / Weather / Auto Biller / Secure Sign / BI / Connections / EverWork / 3rdEmail / Restaurant Manager / Salon / Sports Club / Record. Full MES/OEE, WTT auto-clock, and live ETA sync remain honest hard-blocks.

First-party logistics LSOS: fleet roster ops (fleets/assets/drivers PATCH + CSV), shipments, dispatch kanban with exception inbox, AppInsights shipment-status live desk, thin WMS, fluent WTT linking, POD→Secure Sign, Calendar bcSource=fb, Auto Biller freight deep-links, BM Accounting/CRM Continue, and Connections — SMS/courier live when FLEETBASE_SMS_* / TWILIO_* / FLEETBASE_COURIER_* keyed; Mapbox premium tiles remain optional needs-env.

First-party labor command center: multi-company holdings, scheduling, geofence/QR/NFC/RFID/kiosk clocking, assignment timesheet desk (client hourly/monthly/case billing; charge kinds regular/extra/OT/hazardous/emergency/special; done-list; travel opt-in), PTO, Ops Hub (feed/recognition/help desk), AppInsights live desk, manager compliance CSV exports (timesheets, PTO, expenses, incidents, invoice queue, replacements, onboarding, warnings, OT grants, …), and payroll exports. Hours connect to Fleetbase, Smart Planner, BM HRM/Time/Accounting/CRM/ERP, Business Calendar (bcSource=wtt), Auto Biller timesheet drafts, Hiring Agent Place-in-WTT, Salon/Restaurant/Sports Club staff handoffs, Secure Sign onboarding, Event Registration, and Connections Continue hub — operator unlock matrix never invents vendor keys.

Corporate Intelligence (BI Trust): Corporate Forensics diligence, cite-able OSINT / commercial registry evidence, suite metrics (CloudSocial / Big Data / BM Accounting·CRM·ERP·HRM / LG / SB / SQM / WTT / Calendar / Auto Biller / Hiring Agent / Connections / Assistant), FACT/REPORTED/AI_INFERENCE claim honesty, Continue hub + unlock matrix. Power BI / Tableau / Looker are needs-env until keyed then ready_on_key — never invent keys.

Corporation-wide Business Analytics (first-party Superset/Rill-class — no AGPL vendor): sales→offers→deals→agents; growth day/week/month; social + website geo (Matomo SITE_ID=1) + Website Builder hosting rollup; per-app usage/quality for user/team with insight quotes; calendar private vs work; network own vs team; training needs; dual-ledger 24mo income projections (3rdCloud affiliation vs OTHER business — NEVER mixed); money in/out; weak links; fixed vs variable costs; agent salary pace; WTT late/early/geofence anomalies; hire insights; outside public benchmarks with citations (Serper ready_on_key); DNA analyticsJson; admin platform analytics; Assistant+Handyman morning/daytime/watchdog reports. Suite Continues land via ?baTab=explore (& optional baView=). Aggregates only — no raw PII egress; never invent keys; live trading OFF. Own via Business Analytics Access.

Big Data Research (Premium 699 only, not Start-Up 299). Search · Connect · Investigate — PRH/YTJ company search, NL→filters, profiles, sales account briefs, signal engine, lead scoring, similar/people, prospect-list CSV + project export, Prisma graph; Discover AI briefs with claim labels FACT/REPORTED/AI_INFERENCE; Monitor Nest cron when Serper keyed; Phase 5 Accept/Dismiss; on-demand report Email when SMTP keyed. Analytics + Workflow Studio + ingest connectors + research workspaces + result catalog (Cassandra/Cloudera/KNIME ideology — adapters only, never invent keys / no vendor binaries). BM CRM organization-contact push when suite SSO bound (NEEDS_SSO honesty) + Continues — HubSpot/Salesforce stay stubs. Neo4j / Presto / Temporal / Cassandra / commercial registries honest needs-env. Suite Continue to CloudSocial / LG / SB / SQM / BI / BA / IA / BM CRM·ERP·HRM·Accounting / Secure Sign / EverWork / WTT / Auto Biller / Hiring Agent / Business Builder / Record / Ask / News / Calendar / Connections — no SM plaintext harvest / no third-party scrapers.

First-party complete: emergency profile + SOS / all-clear, SafeHeaven (Helsinki Service Map + OSM open-data), drone/UAS layer, backup/print card, location heartbeat → admin safety card (consent; SOS without GPS OK), platform-admin /admin/halo map + SOS alarms + Are-you-OK notices, AppInsights live desk + unlock matrix CSV, Continue hub (Business Weather / Secret Service / Secure Messaging / Connections / Calendar / Fleetbase / Smart Planner / BM) + unlock matrix. Remote ID / SIGINT / SMTP / VAPID remain honest needs-env — never invent keys. Not an official warning channel.

First-party e-sign complete: drafts/fields/templates/bulk/web-forms, hash-linked audit + permanent ZIP, GDPR export/erase/retention, HA/WTT/Auto Biller/Fleetbase/Record consent·minutes handoffs, Calendar bcSource=ss, Connections signRequests, Continue hub + unlock matrix. Stripe Checkout + account TOTP live when STRIPE_SECRET_KEY / SECURE_SIGN_TOTP_ISSUER set; BankID remains honest needs-env stub — never invent secrets.

First-party sovereign large-file share (YouTransfer Apache-2.0 concepts adapted): create transfer, upload files, share-token download, password + expiry + max downloads, ZIP bundle download, AppInsights transfer-status live desk, recipient email ready_on_key, local private storage (S3 ready_on_key). Continue from Legal / Training / Sales Builder / Secure Sign / START HERE / Ask / Assistant. No WeTransfer/Dropbox vendor keys — files stay on 3rdCloud infra.

CloudPDF is the first-party business PDF multitool: merge, split, rotate, compress, watermark, reorder, extract text/images, fill forms, light annotate/sign, create from Markdown/images/templates, protect/unlock honesty, and pdf.js preview (CSP blob aligned with register agreements). PDFCraft (AGPL) and oomol pdf-craft (MIT) are ideology only — no AGPL vendor into Nest/Next; OCR/Office/EPUB stay needs_env / ready_on_key. Premium 699 / STARTUP_BUSINESS seat; Coins-only for paid ops; sovereignty — no raw doc PII egress.

First-party HugoBlox-kit-class site creator: templates, Markdown/blocks, static publish, domains (yourcompany.yeoo.net / .yeoo.org / .sites.3rdcloud.org or BYO custom), 6 months free then 150 Coins/yr hosting (PayRam USDT or Coins; waived with 4 new paid customers/affiliates; FREE never counts). Of each 150 Coins: 90 platform · 48 network commissions · 12 team leader pool. 2GB storage, Coins auto-debit, Matomo analytics into Business Analytics, required Yeoo.Net hosting footer. Namecheap DNS API needs_env until NAMECHEAP_* keyed — never invent tokens.

First-party hiring: publish openings, distribute when partner keys exist, collect applications, and screen with assistive 3rdCloud AI — humans still decide. Deadlines land on Business Calendar; selected candidates bridge BM ATS → Secure Sign → HRM → Place-in-WTT → signed-docs → BM Time; Connections shows hiringApplicants.

First-party invoicing: multi-method drafts, legislative-area packs (confirm gate + COA/reporting worksheets), Peppol FI/EU settings (network needs PEPPOL_*), WTT/HRM/Restaurant/Salon/Sports Club ingest, Send to Accounting when BM SSO bound, Secure Sign handoff, Calendar bcSource=ab, and Connections invoices — Stripe Checkout live when STRIPE_SECRET_KEY set; Peppol network remains needs-env.

First-party payroll: rates, deductions, and pay runs auto-calculated from WTT hours/OT/km/expenses; HRM/DNA people Continuity; Gauzy employees/timesheets/expenses extras when suite SSO bound (NEEDS_SSO honesty); Auto Biller / Accounting journal handoff; Business Calendar bcSource=cp period markers; BA opsVolume for pay-run aggregates. Bank file, tax filing, and third-party payroll vendor stay honest needs-env — never invent keys. Akaunting/Frappe HRMS concepts only (no AGPL/GPL vendor into Nest/Next).

Restricted internal company chat for teammates across departments — not public social. Main user/management creates concurrent rooms/channels and adds members by department, expertise, or project from HRM/DNA/WTT/CRM Continuity. Threads, @mentions, search, roles/moderation, presence poll, attachment metadata. Discourse-class concepts only (GPL — never vendor into Nest/Next). Secure Messaging stays the E2E 1:1 sealed peer line. Email/push/object-store ready_on_key — never invent keys. Sovereignty: no raw PII egress.

First-party sales quality complete: planning, SPM, multi-seller coaching, SB funnel + Sales OS Call Coach harvest (scored only; CRM-push excluded), BM CRM write-back with NEEDS_SSO honesty, suite Continue (Record/BDI/SS/BI/Call Coach/Calendar/Assistant/Ask) + AppInsights + unlock matrix. CALL_QI / Apollo / Cognism / Lusha remain honest ready_on_key stubs — never invent keys; no SM plaintext harvest.

First-party complete: owner overview plus team/sales calendars (Start-Up 6 / Premium 15 per company), shift templates, publish/accept, conflict checks, manager metrics, suite dates (incl. Salon/RM/SCM/WTT/Me/Record/BDI/EverWork/SP/Assistant), and a current-unread 3rdEmail panel for linked company mailboxes (IMAP master-user needs-env when not keyed). Filter by bcSource and click through — or download ICS / subscribe. Google + Microsoft OAuth when keyed; VAPID/Twilio/Dovecot honest needs-env; browser reminders first-party.

Sales OS (not CRM): Command Center, Builder desk (customers/plan/DNA Continuity — former Business Builder), Pipeline Kanban + Mates/services (CustomerMates-inspired AGPL ideas only — first-party Nest/Next, no vendored Customermates/unified inbox), Priority Engine, Sales Session, Call Coach → SQM, tel: dialer, Lead Finder, content generator, first-party intent pixels — shares data with BM CRM + SQM + Big Data. Company CRM roster for BM admins/team leaders (manager brief, workload, audited transfers). AppInsights live desk + Continue hub (LG/Builder/SQM/CRM/Calendar/Connections/AB/WTT/EverWork/BDI/Record/SM/3rdEmail/Assistant/Ask). Twilio / Serper / CALL_QI / social OAuth are honest ready_on_key stubs; no scrapes or spam.

First-party B2B opportunity engine: ICP → customers/partners/opportunities from public research, BM CRM writes when SSO bound, Calendar bcSource=lg, AppInsights live desk + Continue hub (Sales Builder Builder desk / SQM / …) + unlock matrix. Serper is the only needs-env unlock — no LinkedIn/Apollo scrapes, no mass outreach.

First-party complete (Welcome to Salon brand): multi-location venues, salon profile, IANA timezone, priced services, stylist hours, owner + public multi-service cart booking, staff mobile calendar, share-token public page. Appointments → Business Calendar (bcSource=salon); clients → BM CRM when SSO bound; completed bookings → Auto Biller / BM Accounting when suite SSO bound; Connections salonAppointments; Continue hub + unlock matrix; @welcometosalon.com via 3rdEmail Continue. Stripe Checkout deposits live when STRIPE_SECRET_KEY set; SMS honest needs-env only.

First-party complete: social media / music / dance / band studio rooms + packages, staff/managers, resources, gallery, waitlist. Registration with owner acceptance → BM CRM (SSO), ERP Continuity (DNA), START HERE DNA. Own free/busy + Business Calendar bcSource=csb. Schedule confirm/cancel in CloudStudio; money SoR is Auto Biller (Bill/Invoice handoff from snapshot prices — Peppol/Stripe Checkout only via AB when keyed, never a studio-native card stack). Reminders honest ready_on_key. Patterns adapted from Effective-Office + book-room (ideas only).

CloudProperty — first-party rental PMS (Movin' In + MicroRealEstate + Condo/Innago/Una ideology — Nest/Next Continuity; never vendor AGPL Condo). Owner portfolio analytics (occupancy/pipeline/collection/SLA), property gallery URL polish, owner↔renter messaging, maintenance SLA tickets, renter portal /cloudproperty/:token/portal with PWA install hints, leases/docs + AB rent depth, BC bcSource=cloudproperty. Schedule confirm/cancel in CloudProperty; money SoR is Auto Biller (Bill/Invoice handoff — Peppol/Stripe Checkout only via AB when keyed). Premium 699. Notifications honesty: in-app always; email ready_on_key; native push not shipped.

CloudDoc — first-party practice desk for doctors, psychotherapists, psychiatrists, healthcare workers, and massage therapists (distinct from Lifeguard): practitioner profiles, services (therapy/massage/psychiatry/telehealth), intake + accept/decline, waitlist, free/busy availability, online book/cancel/reschedule, day-board check-in, Business Calendar bcSource=clouddoc, DNA/CRM/ERP Continuity when suite SSO bound, Auto Biller money SoR. Ideology from Medikkare doctor-appointment-app (MIT — ideas only). Scheduling only — not emergency care or medical diagnosis. Premium 699.

Doctor Booking — first-party private practice desk (distinct from Lifeguard and CloudDoc multi-specialty presets): client intake accept/decline, consultation rooms + free/busy, online book, Business Calendar bcSource=doctor, DNA/CRM/ERP Continuity, Auto Biller money SoR with PayRam via AB Continuity when PAYRAM_* keyed (inventKeys=false). Scheduling only — not medical diagnosis. Premium 699.

First-party complete: multi-location venues, weekly open hours (soft guest advisory), public /restaurant/:shareToken guest reservation requests (PENDING → Confirm), walk-in/check-in/waitlist, menus and modifiers with local 86 Mark out/in, floor tables, dine-in/takeaway/delivery POS with kitchen channel filter, reservations, menu/orders/reservations/Z-report CSV export, and staff shift handoffs. Guests push to BM CRM; closed sales → Auto Biller / BM Accounting when suite SSO is bound; Connections restaurantOrders (+ restaurantCustomers); shifts Continue-in Work Time Tracker via email-match (no silent create); Sync to suite places staff in BM HRM when SSO bound (else NEEDS_SSO); bookings surface on Business Calendar (bcSource=rm). Continue hub (Ask + Assistant + Secure Sign) + unlock matrix; Stripe Checkout live when STRIPE_SECRET_KEY / RM_STRIPE_SECRET_KEY set with confirm-without-webhook (RM_PAYMENT_WEBHOOK custom handoff); SMS/courier/printer honest needs-env only.

First-party complete (Premium 699): 3rdCloud club ops — members (emergency/guardian/household), sections, courts, waitlists, named teams, fixtures, tournaments with public register + FIFO waitlist + trophy cabinet, documents, contribution plans (mandate flag only — never IBAN), QR/kiosk, dues → Auto Biller, bookings/classes/events/tournaments → Business Calendar (bcSource=scm). Connections and Business Builder stay unlisted (deep-link only). Stripe/SMS/SMTP ready_on_key — never invented.

First-party complete: Open-Meteo default + key-free US AQI, fused hazards, EM-DAT disaster catalogue (CRED ready_on_key), safety posture / travel watch / named sites, business-impact lanes, prediction graphs, Halo SOS, and suite Continue (Fleetbase / Calendar / SP / Secret Service / SM / Connections / Assistant / Ask / BH). Connections/Business Builder stay unlisted (deep-link only). Xweather / OpenWeather / Serper / EM-DAT / SMTP / VAPID remain honest ready_on_key — never invent keys or fake disaster rows. Complements official meteorological warnings — it does not replace them.

First-party complete through Stage 36 (Premium 140): Zi Wei Dou Shu natal via open-source iztro, FACT daily + period (运限) business skim, Redis history + CSV (dailyHeadline), provider honesty banner (iztro ready; site-core DeepSeek/Llama READY_ON_KEY). Isolated from Core party master. Connections/Business Builder stay unlisted (deep-link only). Western tropical / paid astrology APIs refused. Entertainment only — not medical, legal, financial, or gambling advice.

First-party complete (Premium 122): capture a dream in free text, match a local common-symbol + theme lexicon (FACT keyword hits / REPORTED folklore glosses), optional Jung-inspired reflective framing, always-on rule-stub reading, Redis interpretation history + CSV/MD export, AppInsights history live desk, and 3rdCloud site-core AI narrative (DeepSeek + Llama READY_ON_KEY — never a siloed vendor). Isolated from Core party master. Whisper voice capture stays READY_ON_KEY. Continue hub (Ask / Assistant / Translate / Horoscope). Entertainment and reflective insight only — not medical or psychological diagnosis.

First-party complete (Premium 572): Lifeguard 24/7 Health & Life Protection — measurement→baseline→risk→emergency, Health Radar, Prisma durable layer, Heart/Sleep/Fall engines live, Emergency Engine (AI never calls EMS). Device OAuth ready_on_key. Screening/risk language — not medical diagnosis.

First-party complete: live RSS/Atom packs, START HERE DNA For you ranking, in-app viewer, company match, FACT/REPORTED briefs, browser-local library/alerts, Continue hub + Connections newsReadiness. Licensed NewsAPI / GNews / NYT / Serper stay ready_on_key — never invent keys. Full articles stay on publisher sites; not investment advice.

First-party complete: orgs/groups/named holdings, invite via email/share/CSV, public guest RSVP (accessibility + door code + QR), door check-in, ICS, Member 360° field privacy. Dates → Business Calendar (bcSource=er); guest signals → Connections eventRegistrations. Continue hub (Calendar / Connections / Secure Sign / WTT / 3rdEmail / Ask) + unlock matrix — mail/SMS/Stripe ticketing ready_on_key; confirm-without-webhook when STRIPE_SECRET_KEY set (never invent keys).

First-party defensive Privacy Guard (3rdCloud): privacy radar checklist, Privacy Mode (pause our-app location sharing + lock sensitive screens), Faraday/travel education, network hygiene, stalkerware awareness with official help links, and Halo/Lifeguard escalate respect (opt-in emergency never blocked by default). Reduces risk — never claims absolute anonymity or lawful-intercept evasion. VPN stays ready_on_key. Continue to Halo / Lifeguard / session VoIP / Secure Messaging / Ask.

CloudMeet — first-party client meeting reservations for your site: meeting types, availability slots, public shareable booking page + same-origin embed widget (CSP-safe; DaySchedule MIT ideology only — no SaaS keys). Reservations → Business Calendar bcSource=cloudmeet. Distinct from CloudMeeting (live video), CloudDoc (doctor), and CloudStudio (studio rooms). Confirm/cancel + timezone-aware hours. Optional Continue into CloudMeeting for the live room.

CloudMeeting: first-party meetings, webinars, and training — shareable invite links, optional email delivery, reason + explanation, join policy (email-only or link-open), HTTPS embeds, short-lived join tokens, create/join audit, calendar ICS. Continue into Assistant + Handyman, Record, Business Calendar (bcSource=cloud-meeting), and Project Management. Media JWT (JITSI_*) and SRS stay ready_on_key — never invent secrets. 3rdCloud branding only in product UI. For client reservation pages use CloudMeet.

First-party complete: personal-privacy privilege for your logged-in session — light petrol shield UI, Safety board, in-session Privacy Guard panel (hygiene / stalkerware education / Matomo honesty), in-app VoIP with honest ICE, AppInsights live desk + unlock matrix CSV, Continue hub (Privacy Guard app / Secure Messaging / Halo / Weather / Connections / Assistant / Ask) + Connections secretServiceReadiness. STUN/TURN/WireGuard are optional needs-env only — never invent secrets. No personal vault (Halo owns vault). A website cannot flip OS radios or replace the Phone app.

First-party E2E peer line: AES-256-GCM sealed in the browser, sealed-sender relay (no plaintext on servers), durable public-key persist, Tor Prefer/Tor-only, local recent peers (browser claim/display only), Continue hub to Secret Service / Connections / Halo / SQM / 3rdEmail — deep-link only, never harvest plaintext. Built for confidential coordination alongside Secret Service — not a mass chat product.

CloudSocial (3rdCloud): RESEARCH → LISTEN → STRATEGIZE → CREATE → PUBLISH → LEARN. Social DNA onboarding, Day Zero AccountSnapshot, Content Factory, Trend Radar, multi-account command center, Multipost via official OAuth, listening/awareness via Serper/web. Autonomy Manual/Assisted/Autonomous (publish gated). Continue to PM, Music, Assistant, Brand Brain, News. Live social OAuth / GA / GSC / YouTube honest needs-env — never invent keys; no scrapers.

From words to action — AI Meeting-to-Execution (not a notetaker): capture/import/transcript → structured commitments with evidence + confidence, FACT/AI_INFERENCE/SUGGESTION labels, human Confirm/Edit/Reject before execute, decision memory, management control tower + participant dashboard. Flow Engine Execute writes EverWork IDEA + Calendar due; BM CRM pushes organization-contact when suite SSO bound (NEEDS_SSO honesty otherwise). Sessions file on Business Calendar (bcSource=record); Connections shows recordDocuments; Continue into EverWork, BM CRM, Calendar, Secure Sign, BI, Hiring Agent, Ask, Translate. Cloud Whisper / LLM refine stay honest needs-env — never invent keys or Zoom/Teams bots. Browsers cannot tap WhatsApp/phone lines.

First-party complete: full-page Ask workspace with always-visible Demo honesty, WTT/SP routing, Continue hub (IA / Calendar / Translate / BI / News / HA / CloudSocial / Record / Legal / Connections), Connections askReadiness, and unlock matrix. Live LLM / Whisper / ElevenLabs are honest needs-env — never invent keys. Same foundation as Ask Diana arcade/reel.

Briefing-first Command Center (TODAY): personality creator/scrollers/voice UI, Personal Knowledge Graph with truth labels, Permission Engine + Autonomy 0–6 + STOP 3rdCloud kill switch, tool registry + action audit, Record ingest, Handyman alert briefing, role-engine scaffold, cognitive loop. Private personality never cross-owner. Core on-box via LLMService. g4f OFF (ASSISTANT_G4F_ENABLED). WA Cloud needs_env; unofficial WA OFF. Gmail/Outlook Phase 2 needs_env — never invent tokens. Whisper/ElevenLabs optional.

First-party complete: ask focused questions, paste or upload contracts (text-layer + OCR when HA_OCR_* live), public-web research (Serper preferred), export/print, Redis sessions. Continue hub: Ask / Secure Sign / Connections / Calendar / BM CRM / Record; Connections legalSessions + unlock matrix. OCR/Serper honest needs-env — never invent paid legal-data keys. Demo honesty when LLM is mock. Informational only — not legal advice.

Business language assistant: one-tap home (Speak/Camera/Document/Text/Meeting/Help-answer), 36 languages, glossary/TM, meeting overlay mock, camera/menu scaffolds, travel+emergency packs, privacy mode, Continues. DeepL/Google/OCR/Whisper ready_on_key — never invent keys. Demo when LLM mock. Not legal advice.

First-party complete for Start-Up 299+: formula screening, backtests, watchlists, paper books, ITB indicator + FinRL ensemble/turbulence + AI research map (awesome-ai-in-finance taxonomy) + Ghostfolio-inspired paper wealth windows, in-app News (Business News RSS) + regime intel, and multi-channel alerts (browser always; email/Telegram/VAPID when keyed). Maturity and alert dates surface on Business Calendar (bcSource=ia); Connections shows iaAlerts. Continue into News, Ask, BI, Big Data, CloudSocial, Connections, 3rdEmail, BM Accounting/CRM/HRM/ERP, WTT, and Project Management — paper portfolio markers never mix into Accounting ledgers; liveTrading OFF. Ideas from ITB + FinRL (MIT) + awesome-ai-in-finance (CC0) + ghostfolio (AGPL ideas only) — not a broker; alert engine READ-ONLY; never invent market-data keys. Geo-fenced US/KP.